Terms & Condition

THE AGREEMENT: The use of this website and services on this website provided by Waqar Asim (hereinafter referred to as “organisation”) are subject to the following Terms & Conditions (hereinafter the “Terms of Service”). Following are the Terms of Service governing your use of Waqar Asim (the “Website”), all pages on the Website and any services provided by or on this Website (“Services”).

By accessing either directly or through a hyperlink, the Website, and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the Terms of Service including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation vendors, buyers, customers, merchants, browsers and/ or contributors of content. You acknowledge and agree that the Website may use your personal information in the manner described in our Privacy Policy which sets forth how information collected about you is collected, used and stored.

1. Definition

The parties referred to in these Terms of Service shall be defined as follows:

1.1 Owner, Us, we: The Owner, as the creator, operator, and publisher of the Website, makes the Website, and certain Services on it, available to users. Waqar Asim, Owner, Us, We, Our, Ours and other first-person pronouns will refer to the Owner, as well as all employees and affiliates of the Owner.

1.2 You, the User, the Client: You, as the user of the Website, will be referred to throughout these Terms of Service with second-person pronouns such as You, Your, Yours, or as User or Client. For the purpose of these Terms of Service, the term “User” or “you” shall mean any natural or legal person who person is accessing the Website. The term “Your” shall be construed accordingly.

1.3 Parties: Collectively, the parties to these Terms of Service (the Owner and You) will be referred to as Parties.

2. User Agreement

These Terms & Conditions govern your use of the websites, content, web channels, and community services on https://Waqar Asim ("site" or "Waqar Asim"). By using this site, you agree to the terms outlined below. Waqar Asim may modify any information, including these Terms and Conditions, at any time without prior notice. Your continued use of the site after any modifications indicates your agreement to the revised Terms and Conditions.

3. Registration

Registering on the Website provides a special restricted access to the Website and its content, services which is restricted to a single user only. For registering every User is required to provide his email address, name, etc. and must select a password. While registering, the Users are bound to provide complete, accurate and updated information and failure to do so shall constitute breach of this Agreement and shall expose them to the risk of termination of their access by the Company.

Having someone else register on the Website or using, browsing, accessing or availing the services of the Website through a third-party, binds the actual User to these Terms of Use and the Privacy Policy, as if they registered, used, browsed through or availed the Website or its Services themselves personally.

Users are alone responsible to maintain the confidentiality of their registered account and login credentials and are liable for any activities that occur via such account.

4. Eligibility

Services on the Site would be available to only select geographies in Dubai. Persons who are “incompetent to contract” within the meaning of the Dubain Contract Act, 1872 including minors, un-discharged insolvents etc. are not eligible to use the Site.

However, if you are a minor, i.e. under the age of 18 years and over the age of 13 years, you may use the Site under the supervision of a parent or legal guardian who agrees to be bound by these Terms of Use. Waqar Asim reserves the right to terminate or refuse your registration, or refuse to permit access to the Site, if it is discovered or brought to its notice that you are a minor.

5. Assent & Acceptance

By using the Website, you warrant that You have read and reviewed these Terms of Service and that You agree to be bound by it. If You do not agree to be bound by these Terms of Service, please leave the Website immediately. The Owner only agrees to provide use of this Website and Services to You if You assent to these Terms of Service. Further, based on the Services obtained by a User, additional terms and conditions in respect of the specific Services may apply, which shall be deemed an agreement between the Users and the Owner.

6. Waiver & Severability

Failure to assert any of its rights or wilful ignorance of violation of any of its right by the Company shall in no circumstances be construed as waiver of such right. In a case where the Company waives off any of its rights, the waiver shall be restricted to that particular instance (case) and the particular right which is so waived off by the Company and shall not affect any other rights arising out of the Terms of Use or Privacy Policy.

The provisions contained in these Terms of Use and Privacy Policy shall be severable and in case if any part or provision of the Terms of Use or the Privacy Policy is adjudged to be invalid or unenforceable, the Parties agree that the remaining part and provisions shall continue to be in force and effect, regardless of the part or provision so adjudged to be invalid or unenforceable. Any such provision or part may be amended or reformed by the Company whenever possible or desirable by the Company on its sole and exclusive discretion.

7. Use of website

The website and its information and services ("Content") are for your non-commercial, personal use and to learn about Waqar Asim products and services. No right, title, or interest in any Content is transferred to you through downloading or other means. Waqar Asim retains full intellectual property rights to all Content. Unless expressly authorized by this Agreement, you may not use, alter, copy, distribute, transmit, or create derivative works from any Content obtained from the website or its services, except as permitted by these Terms & Conditions.

8. Copyright

The website and its content are protected by Dubain copyright laws and belong to Waqar Asim or its administrators, managers, affiliates, contributors, or third parties. Waqar Asim or other authorized copyright owners hold the rights to the content. You may download, share, forward, and reprint content for non-commercial, non-public, personal use only, provided you do not modify the content and keep all copyright, trademark, and other proprietary notices intact. No part of the site may be reproduced, transmitted, or stored in any other website, nor disseminated in any form, electronic or non-electronic, without prior written permission. Authorization is required to republish Waqar Asim content for distribution. Once authorized, proper credit must be given to the original publisher or author (Waqar Asim) by providing a source link to the original article or content.

9.Trademarks/Logos

This website contains valuable trademarks, names, titles, logos, and other proprietary materials owned or potentially registered by Waqar Asim. All other trademarks on the website belong to their respective owners. Nothing on the website grants a license to use any third-party trademarks. You are prohibited from using any marks or logos appearing on the site without permission from the trademark owner, except as permitted by applicable law.

10. Disclaimer of warranties and liabilities

You expressly understand and agree that, to the maximum extent permitted by applicable law:

The website, services and other materials are provided by this website is on an "as is" basis without warranty of any kind, express, implied, statutory or otherwise, including the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, Waqar Asim makes no warranty that

Your requirements will be met or that services provided will be uninterrupted, timely, secure or error-free;

Materials, information and results obtained will be effective, accurate or reliable;

Any errors or defects in the website, services or other materials will be corrected.

To the maximum extent permitted by applicable law, we will have no liability related to user content arising under intellectual property rights, libel, privacy, publicity, obscenity or other laws. Waqar Asim also disclaims all liability with respect to the misuse, loss, modification or unavailability of any user content.

The user understands and agrees that any material or data downloaded or otherwise obtained through the website is done entirely at his/her own discretion and risk and he/she will be solely responsible for any damage to his/her computer systems or loss of data that results from the download of such material or data. We are not responsible for any typographical error leading to an invalid coupon. Waqar Asim accepts no liability for any errors or omissions, with respect to any information provided to you whether on behalf of itself or third parties.

We shall not be liable for any third-party product or services. The advertisement available on e-mail or website with respect to the third-party website or the products and services are for information purpose only.

The company is an educational company operating through the brands/trademarks, and the website to offer courses on financial markets. We do not provide any financial advisory, broking or PMS services, as defined by various rules and regulations laid down by .

While reasonable care has been taken to ensure that all information given in the site is factually correct, we will not be responsible for any inadvertent errors that might have been included. If anyone invests based on our course content, it will be at their own risk and company directors/personnel will not be responsible for any losses arising from anyone investing based on our educational content.

Anyone interested in investing should approach a registered intermediary to invest. We do not guarantee the accuracy of any third-party tools, websites or services that we use while teaching. We will not be responsible for any losses, inconvenience, etc. Due to errors that might be there in these tools.

All information provided on the website is provided mainly for educational purposes and any information used for the purpose of investing shall be done at the risk of the person investing and the company does not claim any responsibility with regards to the same.

The company does not endorse any product or software but reliance on such product and software by the user and any loss suffered as a result of which shall not be the responsibility of the company and/or website.

Investments are subject to market risk. Please read the offer document carefully before investing

11. No unlawful or prohibited use

By using the Services, you agree not to engage in any unlawful or prohibited activities as outlined by these terms, conditions, and notices. You must not use the Services in a way that could harm, disable, overburden, or impair any server or network connected to any server, or interfere with others' use of the Services. Unauthorized access to any Services, accounts, computer systems, or networks through hacking, password mining, or other means is strictly prohibited. You may not obtain or attempt to obtain any materials or information not intentionally made available through the Services.

12. Material posted/transmitted at site

All information, data, text, software, music, sound, photographs, graphics, video, messages, or other materials ("Content"), whether publicly or privately transmitted or posted, are the sole responsibility of the person from whom such content originates (the Originator). By posting any material containing images, photographs, pictures, or other graphical elements ("Images"), you warrant and represent that: (a) you are the copyright owner of such Images, or have obtained permission from the copyright owner to use the Images or any content within them consistent with these Terms of Use and the Services; (b) you possess the rights necessary to grant the licenses and sublicenses described in these Terms of Use; and (c) each person depicted in such Images, if any, has consented to the use of the Images as outlined in these Terms of Use, including distribution, public display, and reproduction.

You represent that you hold valid rights and title to any Content/Images you submit on the Site, have not infringed on any intellectual property rights belonging to any party, and agree to indemnify Waqar Asim or its affiliates for all claims arising from any content you post on the Site.

Posting or uploading any information or material that is harmful, defamatory, obscene, pornographic, libelous, invasive of another's privacy, profane, hateful, racially or ethnically objectionable, disparaging, or otherwise unlawful is prohibited. Any person involved in such activity on this website will be solely liable under applicable laws.

Waqar Asim accepts no responsibility for the said Content/Images. However, you acknowledge that all Content/Images posted by you become the property of Waqar Asim. You agree to grant Waqar Asim and its affiliates a non-exclusive, royalty-free, perpetual, irrevocable, and sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such Content/Images (in whole or part) worldwide, and to incorporate it into other works in any form, media, or technology now known or later developed throughout the world.

13. Exchange of information via chat & other community services

You represent that you are a responsible adult (18 years or older) and are solely responsible for all content you upload, post, or transmit. Waqar Asim provides a platform for community interactions, allowing individuals to share and exchange views. Since the content is posted by the general public, its accuracy, integrity, or quality cannot be guaranteed. By using these services, you acknowledge that you may encounter objectionable material.

When using chat, comments, and other community services, you agree not to upload, post, or transmit any content that is defamatory, abusive, invasive of privacy, obscene, hateful, or racially, ethnically, or otherwise objectionable. Additionally, you may not engage in cyberstalking or create a nuisance for any site visitor or user.

You are prohibited from sending, submitting, posting, or transmitting materials or messages that contain software viruses or any other files designed to interrupt, destroy, or negatively affect any electronic equipment or another user’s ability to engage in real-time exchanges.

14. Prohibited activities

You shall not host, display, upload, modify, publish, transmit, update, or share any information on the Site that:

14.1 Belongs to another person and to which you do not have any rights;

14.2 Is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libelous, invasive of another’s privacy, hateful, racially or ethnically objectionable, disparaging, related to or encouraging money laundering or gambling, or otherwise unlawful in any manner;

14.3 Harms minors in any way;

14.4 Infringes any patent, trademark, copyright, or other proprietary rights;

14.5 Violates any current law;

14.6 Deceives or misleads the recipient about the origin of such messages or communicates information that is grossly offensive or menacing in nature;

14.7 Impersonates another person;

14.8 Contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer resource;

14.9 Threatens the unity, integrity, defense, security, or sovereignty of Dubai, friendly relations with foreign states, or public order, or incites the commission of any cognizable offense or prevents the investigation of any offense or insults any other nation.

Any content uploaded by you must comply with relevant laws. If you are found to be in violation of laws, these terms, or the site's privacy policy, we may terminate your account, block your access to the site, and remove any non-compliant content uploaded by you.

15. Limitations of liabilities

Waqar Asim is not liable for any damages, including direct, incidental, consequential, special, exemplary, or indirect damages, arising from (i) the use or inability to use the website or its content, (ii) transactions conducted through or facilitated by the site, (iii) errors, omissions, or inaccuracies on the site or its content, (iv) unauthorized access to or alteration of your transmissions or data, technical malfunctions of online systems, servers or providers, computer equipment, software, email failures due to technical problems or internet traffic congestion, including any injury or damage to users' or others' computers from participating in or downloading materials from the website, or (v) any other matter related to the website or its content. If you are dissatisfied with the website, its content, or these terms and conditions, your sole and exclusive remedy is to stop using the site.

16. Assumption of risk

The Website and Services are provided for communication purposes only. You acknowledge and agree that any information posted on Our Website is not intended to be legal advice, medical advice, or financial advice, and no fiduciary relationship has been created between You and the Owner. You further agree that Your purchase of any of the products on the Website is at Your own risk. The Owner does not assume responsibility or liability for any advice or other information given on the Website.

17. Termination of account

Waqar Asim reserves the right to refuse service, restrict, suspend, or terminate your account at any time for any reason, with or without notice, for any violation of the Terms of Use. This includes terminating this Agreement, suspending access to the Site, removing any content or images you submit, deactivating or deleting your accounts and all related information, and establishing general practices and limits concerning the use of the Services. Waqar Asim may also remove or edit content and cancel orders at its sole discretion. Upon termination or suspension, your right to use the Site will immediately cease.

You may also terminate your account at any time, but your information may remain stored in our archives even after account deletion or termination.

18. Disclaimer from my Academy

The training on the online financial market trading provided by myAcademy Ltd. do not constitute a warranty of whatsoever express, implied that after taking training, the candidate shall not incur any losses on the trading platform. MyAcademy Ltd. and its affiliates (and any of their respective directors, officers, agents, contractors, interns, suppliers and employees) shall not be liable for any damages, losses or causes of action of any nature arising from use of any such trading platforms for trading in financials of whatsoever nature.

19. User conduct and obligations

A. You agree to use the Waqar Asim Site/Services for lawful purposes only and will not violate any applicable laws or regulations. Specifically, you will not:

1. Post or transmit harmful software or files, such as viruses, trojan horses, or bots.

2. Remove or alter any legal notices, disclaimers, or proprietary notices, such as copyright or trademark symbols.

3. Use the Site/Service in a way that could damage or impair the server or network, or interfere with others' use of the Site/Service.

4. Attempt to obtain materials or information not intentionally made available through the Site/Service.

5. Engage in activities that harm or may harm minors.

6. Impersonate any person or entity or misrepresent your affiliation with a person or entity.

7. Encourage or threaten harm to any person or property.

8. Conduct denial of service (DoS, DDoS) attacks or other harmful activities on the Site/Service.

9. Make inappropriate, illegal, or prohibited communications on any internet forum.

10. Use the Site/Service for illegal purposes.

11. Overburden, disrupt, or interfere with the website or any user's website.

12. Transmit unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, hateful, or racially, ethnically, or otherwise objectionable material.

13. Collect personal information without express written consent, maintaining records for the term of this agreement and two years thereafter.

14. Engage in antisocial acts like flaming, spamming, flooding, trolling, or griefing.

15. Forge headers or manipulate identifiers to disguise the origin of content.

16. Upload or transmit unsolicited or unauthorized advertising or promotional materials.

17. Encumber the subject matter of this Agreement with any lien or security interest.

18. Make representations or warranties on behalf of Waqar Asim

B. You will not post or transmit any material that infringes third-party rights or violates any law, including:

1. Copyright, trademark, patent, trade secret, or other proprietary rights.

2. Privacy or publicity rights.

3. Any confidentiality obligations.

Unless permitted, you will:

(i) Display the Service on your Site as received, without modification.

(ii) Ensure the Service's fundamental meaning is not distorted.

(iii) Comply with all laws and Waqar Asim 's restrictions on using, displaying, or distributing the Service.

(iv) Not archive the Service for future access after it has been removed.

The Service must link and redirect to the appropriate Waqar Asim Web page, without framing any Waqar Asim Web page.

20. Controlling spam or unsolicited E-mails

You agree not to use any communication tools or means on the Site to send unsolicited bulk communications (including emails and instant messages). Waqar Asim does not sell, lease, or rent its email subscriber lists to third parties. You are prohibited from collecting information about Waqar Asim users to send unsolicited bulk communications.

If you or anyone using your access details violates these terms, we may immediately terminate your access to the Site without notice and take legal action. We may implement technical measures, including filtering technology, to prevent unsolicited bulk communications from entering, using, or remaining in our networks. This may temporarily or permanently block some emails sent to you through the Waqar Asim website.

21. Disclaimer of warranties and liability

All warranties, including implied warranties of merchantability, fitness for a particular purpose, workmanlike effort, title, and non-infringement, are disclaimed and excluded.

Waqar Asim and its parent, affiliates, and associates are not liable for any direct, indirect, punitive, incidental, special, or consequential damages. This includes, without limitation, damages for loss of business projects, damage to your computer system, loss of use, data, or profits, arising from or connected with the use or performance of the sites/services. This also covers delays or inability to use the sites/services, provision of or failure to provide services, and any information, software, products, services, and related graphics obtained through the sites/services. Liability extends to contract, tort, or otherwise from the use or inability to use the Site, any of its contents, or from any act or omission resulting from using the Site or its contents. This includes failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft, destruction, or unauthorized access to or alteration of information on the site.

22. Sale of goods/Services

The Owner may sell goods or services or allow third parties to sell goods or services on the Website. The Owner undertakes to be as accurate as possible with all information regarding the goods and services, including product descriptions and images. However, the Owner does not guarantee the accuracy or reliability of any product information and You acknowledge and agree that You purchase such products at Your own risk.

We will make reimbursements for returns without undue delay, and not later than:

(i) 30 days after the day we received back from you any goods supplied; or

(ii) (if earlier) 30 days after the day you provide evidence that you have returned the goods; or

(iii) if there were no goods supplied, 30 days after the day on which we are informed about your decision to cancel this contract.

We will make the reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of the reimbursement.

23. Links to other sites

The content on this Site is for general information only. Any specific advice or responses to queries are personal opinions of the experts or consultants and are not endorsed by this Site unless explicitly stated. Information from or through this site is provided "AS IS," with no warranties or conditions, express or implied, regarding any goods, services, or channels.

Certain links on the Site lead to resources on servers maintained by third parties, which may display the Waqar Asim logo. These sites are independent of Waqar Asim, over which Waqar Asim has no control. Visiting such sites means you are leaving the Waqar Asim website. Waqar Asim does not endorse, judge, or warrant the authenticity, availability, suitability, reliability, or accuracy of the information, software, products, services, and related graphics on these external sites. Waqar Asim is not responsible for any damage, loss, or harm (direct or consequential) or any violation of local or international laws that may result from your visit and/or transactions on these sites. All information is provided "as is" without any warranty.

Waqar Asim makes no representation or warranty, express or implied, that the information on this site is error-free. Waqar Asim is not liable for any consequential damages arising from reliance on the contents of the advertisements. Users should independently verify the relevance of the material for their purposes and seek appropriate professional advice before relying on it.

24. Linking to this site

You must obtain written permission from Waqar Asim to link to this Site. Creating links that bypass the homepage or other parts of the website is prohibited. Unless specifically authorized by Waqar Asim, you may not mirror or frame the homepage or any other pages of this website on any other site or web page.

25. Hosting of third party information

The website hosts information provided by third parties. We are in no manner responsible to you for the accuracy, legitimacy and trueness of the information so hosted. We take reasonable care to ensure such accuracy but we are not responsible for the information so furnished. You agree to not hold us liable for the falsification of any such provided information.

26. Material submitted by users

Some parts of the Site contain user-submitted material. Waqar Asim is not responsible for the content, accuracy, or legal conformity of this material. You agree to indemnify and hold Waqar Asim harmless against all third-party claims, demands, and actions arising from or related to the material you submit.

27. Advertising material

Part of the Site contains advertising or promotional material submitted by third parties. The responsibility for ensuring that such material complies with applicable laws lies solely with the party providing the information. Your interactions with advertisers found on or through the Website, including payment and delivery of related goods or services, and any other terms or representations associated with such dealings, are solely between you and the advertiser. Waqar Asim is not responsible for any claims, errors, omissions, inaccuracies, or any loss or damage resulting from such dealings or the presence of non-Waqar Asim advertisers on the Website. Waqar Asim reserves the right to omit, suspend, or change the position of any advertising material submitted. Acceptance of advertisements on the Site is subject to these terms and conditions.

28. Data protection

Waqar Asim may periodically send you information and offer products and services. For details on our policy regarding such offers, please refer to our privacy statement. Waqar Asim reserves the right to disclose any information required by governmental, administrative, regulatory, or judicial authorities under applicable laws.

Additionally, you authorize Waqar Asim to disclose your name, address, phone number, email, and company name to intellectual property rights owners as deemed necessary or appropriate in connection with investigations of fraud, intellectual property infringement, piracy, or other unlawful activities.

29. Data loss

The Owner does not accept responsibility for the security of Your account or content. You agree that Your use of the Website or Services is at Your own risk.

30. Indemnification

You are personally responsible for your behavior on the website. You agree to indemnify, defend, and hold harmless Waqar Asim, its subsidiaries, affiliates, directors, licensors, employees, agents, and third-party information providers from all claims, losses, expenses, damages, costs, and legal fees resulting from your use, misuse, or inability to use the website or its content, or your breach of these Terms and Conditions.

31. No class action:

You agree that any dispute will be between Waqar Asim and you individually. No arbitration or other dispute resolution will be combined with any other or decided on a class-action basis, to the fullest extent permitted by law.

32. Severability and assignment:

If any terms in this agreement are found invalid or unenforceable, they shall be modified to the minimum extent necessary to be valid and enforceable. The validity and enforceability of all other terms shall remain unaffected.

33. Relationship

The User Agreement does not establish a partnership or agency between you and Waqar Asim . You have no authority to bind Waqar Asim in any manner.

34. Force majeure

Waqar Asim is not liable for any interruption or delay in Site access, regardless of the cause.

35. Dubain law

The Agreement is governed by Dubain laws. Disputes under this agreement fall under the exclusive jurisdiction of the courts in Dubai

36. Your rights

You have the right to access personal information we hold about you and to ask that your personal information be corrected, updated, or deleted. If you would like to exercise this right, please contact us through the contact information below.

37. Modification and Variation

The Owner may, from time to time and at any time without notice to You, modify these Terms of Service. You agree that the Owner has the right to modify these Terms of Service or revise anything contained herein. You further agree that all modifications to these Terms of Service are in full force and effect immediately upon posting on the Website and that modifications or variations will replace any prior version of these Terms of Service, unless prior versions are specifically referred to or incorporated into the latest modification or variation of these Terms of Service.

37.1 To the extent any part or sub-part of these Terms of Service is held ineffective or invalid by any court of law, You agree that the prior, effective version of these Terms of Service shall be considered enforceable and valid to the fullest extent.

37.2 You agree to routinely monitor these Terms of Service and refer to the Effective Date posted at the top of these Terms of Service to note modifications or variations. You further agree to clear Your cache when doing so to avoid accessing a prior version of these Terms of Service. You agree that Your continued use of the Website after any modifications to these Terms of Service is a manifestation of Your continued assent to these Terms of Service.

37.3 In the event that You fail to monitor any modifications to or variations of these Terms of Service, You agree that such failure shall be considered an affirmative waiver of Your right to review the modified Agreement.

38. Entire agreement

These Terms of Service constitute the entire agreement between the parties regarding the subject matter and supersede all prior or contemporaneous understandings or agreements, whether written or oral.

39. Service Interruption

The Owner may need to interrupt Your access to the Website to perform maintenance or emergency services on a scheduled or unscheduled basis. You agree that Your access to the Website may be affected by unanticipated or unscheduled downtime, for any reason, but that the Owner shall have no liability for any damage or loss caused as a result of such downtime.

40. Limited time to bring your claim

You and Waqar Asim agree that any cause of action related to the websites must commence within one year after it accrues; otherwise, it will be permanently barred.

41. Acceptance of terms and privacy policy

By using Waqar Asim and its services, you accept these Terms and our Privacy Policy. If you disagree or are uncomfortable with any term or policy, your only remedy is to stop using the site. We reserve the right to modify these Terms and Privacy Policy at any time.

42. General terms

Rights and obligations under these Terms that should survive will remain in effect after termination or expiration.

Any express waiver or failure to exercise any right promptly under these Terms will not create a continuing waiver or expectation of non-enforcement.

If any provision is held invalid by law or court, it will be replaced with a new provision that fulfills the original purpose, while the remaining Terms will stay in full force and effect.

43. Notice of copyright infringement

Waqar Asim is not liable for copyright infringement arising from materials posted, transmitted, or advertised by end users or third parties on the site. If you have a grievance regarding any content uploaded on the site, please contact us with the following information:

43.1 A physical or electronic signature of a person authorized to act on behalf of the copyright owner.

43.2 Identification of the copyrighted work claimed to be infringed.

43.3 Identification of the material on our website that is claimed to be infringing or subject to infringing activity.

43.4 The address, telephone number, or email address of the complaining party.

43.5 A statement that the complaining party has a good-faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law.

43.6 A statement, under penalty of perjury, that the information in the notice is accurate and that the complaining party is authorized to act on behalf of the owner of the right allegedly infringed.

This disclaimer/terms of service notification is subject to change without notice.

44. Pricing

The membership of this website is free and this includes the browsing of the site and the use of the services. However, we reserve the right to amend the charges for the services rendered. In a case that such happens, Users will be intimated of the same, and it will be up to you to decide whether or not you will continue with services offered by us. Such changes are effective as soon as they are posted on the Site. The courses and materials on the Website will have to be paid for.

45. Payment

The following payment options are available on the Application:

Domestic and international credit cards issued by banks and financial institutions that are part of the Visa, Master Card & Amex Card networks;

Visa & Master Card Debit cards;

Netbanking/Direct Debit payments from select banks in Dubai. A list of available options will be made available at the time of ‘checkout’.

As prescribed by the financial institutions issuing the credit or debit cards affiliated with Visa / Master Card / Amex, the User will be required to submit his/her 16-digit card number, card expiry date and 3-digit CVV number (usually on the reverse of the card) while making an online transaction. The User must also have enrolled his/her card with VBV (Verified by Visa), MSC (MasterCard Secure Code) or any other applicable provider in order to complete the transaction. The User is hereby expressly made aware that his/her card statements will reflect that a payment has been made in favour of the Company.

The User is further aware that in case of third party statements, including bank and credit card statements, the merchant name may appear in an abbreviated format, and the Company has no control over the same. To successfully subscribe on the Website, the User is required to complete the transaction by making the payment for the services opted for.

46. Refund policy

Courses under Waqar Asim is non-refundable.

47. Privacy

We encourage you to read the Privacy Policy and to use the information it contains to make informed decisions regarding Your personal information. Please also note that certain information, statements, data and content (such as but not limited to photographs) which You provide on the Website are likely to reveal Your gender, ethnic origin, nationality, age, and/or other personal information about You. You acknowledge and agree that your submission of such information is voluntary on Your part. Further, You acknowledge, consent and agree that we may access, preserve, and disclose information You provide to Us at any stage during Your use of the Website. Disclosures of information to Third Parties are further addressed in Our Privacy Policy.

48. Grievance redressal

Any complaints or concerns with regards to content on this site or to report any abuse of laws or breach of these terms can be addressed to Waqar Asim Contact Us Page